Sports

From local youth sports organizations to professional sports teams, American Specialty provides unparalleled insurance and risk management solutions to keep America’s favorite pastimes running strong. We’ve insured some of the biggest athletic events in the world, including the last two Olympic Games held on US soil. But for us, insuring your town’s local sports complex is just as important. We’ll help your clients assess waivers, ensure abuse and molestation prevention policies are in place and more. With American Specialty, you’ll be able to navigate the issues of today in the world of sports, and plan for the concerns of tomorrow.

Program Availability

Programs available in all 50 states.

  • General Liability (including Abuse & Molestation)
  • Liquor Liability
  • Automobile
  • Accident Medical
  • Excess Liability
  • Property (including Crime)
  • Inland Marine
  • Workers’ Compensation (not available on all programs)
Coverage Available

Carrier rated A+, XV by A.M. Best. Programs offered on an admitted basis nationwide.

Coaches & Officials

Coaches and officials programs present unique exposures that must be addressed with a comprehensive insurance and risk management solution. No matter how careful a coach or official is, bad things can still happen. A customized insurance solution from American Specialty can provide your coaches or officials organization with the peace of mind they need so they can focus on getting the call right on the field.

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College Bowl Games

Each winter, millions of fans attend high school and college bowl games and all-star games across the country. We developed customized insurance solutions to address exposures like athletic participants (including accident medical if necessary), bodily injury to fans and spectators, fireworks and exposures that surround the actual event like fan fest exhibitions, courtesy vehicles, parades and fundraisers.

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E-sports Teams & Leagues

We embrace change and innovation in the Sports, Leisure and Entertainment industries, and we recognize the rapid growth of e-sports across the globe as the perfect opportunity to innovate together. We offer coverage for e-sports teams, leagues and clubs at all levels including professional, collegiate, high school and youth programs. As the industry evolves and expands, so will the insurance needs of the entities who are driving expansion. Choose American Specialty to serve the e-sports insurance needs of today and anticipate the needs of tomorrow.

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E-sports Venues

E-sports competitions may take place in the virtual world, but physical spaces to play, practice, watch and host live e-sports events are popping up everywhere. We work hard to find the right insurance solution to meet the unique needs of this fast-growing industry.

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High School Athletic Associations

The 51 high school athletic associations across the country (including Washington, D.C.) serve as the organizing and sanctioning body for nearly 8 million high school boys and girls. Exposures include promulgating and enforcing rules for member schools, conducting state championship events, participant liability, officials’ liability and injuries to athletic participants. In addition to property and casualty insurance solutions, our team can provide accident medical and catastrophic medical insurance solutions for all student athletes of a high school athletic association.

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Minor League Baseball

Minor league baseball is a major attraction around the country and the insurance exposures associated with these teams are endless. Common exposures include fan security, first aid, stadium maintenance, concessions and liquor sales, parking, fireworks, on-field fan participation and play zones for kids. We also help you think through some of the less identifiable exposures like, how does business income coverage play into a weekend home stand? Let our team of experts help you develop an insurance solution for the minor league team in your area.

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National Governing Bodies

National Governing Bodies (NGBs) serve as a governing body of their sport, ranging from amateur athletes all the way to the Olympic team that represents the United States at the Summer Olympics, Winter Olympics and Paralympic Games. American Specialty has been insuring NGBs since 1995, so we bring many years of experience and expertise in this niche. Let us help you identify and develop a customized solution for volunteers, coaches and officials, sexual abuse and participant injuries.

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Professional Teams & Leagues

We provide insurance designed for individual professional sports teams or can customize a league-wide insurance solution. Our professional sports team/league program focuses on baseball, basketball, soccer, lacrosse and other traditional sports, but we can also provide insurance solutions for non-traditional sports like e-sports teams and leagues. Exposures can vary in size and complexity, but whether you are looking to insure a team or league, make sure you’re working with our team of conditioned professionals to get you the coverage you need!

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Sports Associations (Amateur)

Roughly three out of four school-aged children play at least one organized sport—that’s 45 million kids playing athletics in the United States! Amateur sports associations can range from grassroots, multi-sport associations to a national sanctioning body that focuses on a single sport. Just like every association is different, there is no one-size-fits-all to insurance. Bodily injury, sexual abuse, volunteers, property damage to facilities that host the events…the risks to identify and mitigate can be intimidating if you’re not working with an expert. Let American Specialty help you out.

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Sports Commissions

Sports Commissions work with state and local government to bring regional or national sporting events and attractions to their local geographic area. Common exposures include fan safety, vendors and exhibitors, injuries to athletic participants, volunteers, vehicle rentals for VIP use and more.

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Sports Complexes

Every weekend across the country, sports complexes are home to youth and adult tournaments and events. During the week, they host league play, open gyms and private rentals. Liability exposures include participant injuries, concession and liquor sales, in-house leagues, special events, individual sports instruction and more! Complexes that are designed around indoor soccer, basketball and volleyball are most common. We also insure complexes that are focused on more niche sports like pickleball, bocce ball and squash. Have a sports complex that offers all of the above? We’re here for that too!

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Have a baseball training facility? Quote and bind online with baseball training facility insurance from American Specialty Express.

Sports Events

We cover sports events that range from weekend youth sports tournaments to sports events that are regional or national in scope. We’ve even placed insurance for the last two Olympic Games held on U.S. soil! Clearly, no event is too large for us to handle. If you are looking to insure a professional golf tournament, cycling event or another sports event, we’re here to help.

Need something on a smaller scale? Quote and bind online with sports events insurance from American Specialty Express.

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Youth Teams, Leagues & Camps

This program provides annual liability and accident coverage for individual teams and leagues and sports organizations with multiple teams and/or sports. Leagues and organizations with multiple teams receive a discount when purchasing together. Youth and adult sports are eligible.

Quote and bind online with team and league insurance from American Specialty Express.

Quote and bind online with camp and clinic insurance from American Specialty Express.