Program Availability

Programs available in all 50 states

  • General Liability (including Abusive Conduct and Fungi & Bacteria coverage)
  • Liquor Liability
  • Automobile
  • Excess Liability
  • Property (including Crime)
  • Inland Marine
  • Workers’ Compensation
Coverage Available

Carrier rated A+, XV by A.M. Best Programs offered on an admitted basis nationwide

3-Star, 4-Star and 5-Star Hotels & Resorts

When a trip is being planned, where to stay is first on the list. Whether it’s part of an international chain or a one-of-a-kind property, we can insure all types of higher-end hotels and resorts. Because when your clients’ job is to get people to relax, they need their own peace of mind in the coverage they purchased.

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Complexes with Water Attractions

Young ones—and those young at heart—can’t resist a lazy river or a gigantic pool. But with every gallon of water comes some added risk. Make sure your clients’ operations are smooth sailing by getting them a policy that fits their needs.

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Condominiums Operating as Hotel Units

Since they’re not as common, many carriers may lack experience in this type of property and be wary of insuring them. But our coverage includes this unique arrangement and our team has the knowledge and capability to support it.

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High-End B&Bs

Bed and breakfasts aren’t country homes with quilts and scrambled eggs for breakfast anymore. Every style and every palate can be satisfied with these more intimate, upscale accommodations. And we can satisfy the desire for the best coverage around.

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Hotel Management Companies

No matter what size your client’s portfolio is, we can customize an insurance package so that every guestroom and every property is accounted for and given the personal attention they deserve.

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Hotels with Casino Exposures

Leave the games of chance to the roulette and poker tables. Don’t let your clients gamble with their property’s protection. Make sure all their bases are covered when it comes to these entertainment destinations.

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Qualifying Interval Ownership Condominiums

When buying a piece of paradise seems out of reach, interval ownership is a great way to reduce expenses and make that second home attainable. But for operators, having several different owners makes everything a bit more complicated. Thankfully, our policies simplify the insurance process for them.

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Work With Us

We’re here to help your agency succeed. You don’t treat clients like numbers, and we don’t treat you like one, either. It’s what special feels like at American Specialty.

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