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Baseball boy

Available Programs

American Specialty

The Youth Baseball program provides General Liability and Accident Medical coverage for youth baseball teams and leagues, including T-Ball.
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All coverage is provided on an admitted basis by "A" rated carriers.

Click here for information on the Directors & Officers Liability Insurance Program

  • Baseball
  • T-Ball
  • Games
  • Practices
  • Tournament participation
  • Tryouts
  • Fundraisers
  • Official team or league functions
  • Abuse and Molestation (background check requirement applies)
  • Field ownership
  • Maintenance of playing fields
  • Hosted tournaments
  • Non-Owned and Hired Automobile

General Liability Limits
  • $1,000,000 Occurrence
  • $5,000,000 General Aggregate (applies per team)
  • $5,000,000 Products-Completed Operations Aggregate
  • $1,000,000 Personal and Advertising Injury
  • $1,000,000 Damage to Premises Rented to You
  • $5,000 Medical Payments

General Liability Notable Exclusions & Endorsements
  • Asbestos Exclusion
  • Lead Exclusion
  • Fungi/Bacteria Exclusion
  • Fireworks Exclusion
  • Additional Insured - Certificate Holders
  • Aggregate Limit per Club
  • Participant Legal Liability Coverage Form
  • Earned Premium Endorsement - premium fully earned at end of playing season
  • Instructors, Coaches and Sports Officials - Broadened Coverage
  • Abuse or Molestation Coverage Form (with background check requirement)
  • Limitation of Coverage to Designated Premises or Project (games, practices, tournaments, tryouts, fundraisers, and official team or league functions)
  • Exclusion - Designated Ongoing Operations (field ownership and/or maintenance of playing fields; hosted tournaments)

Accident Medical
  • Excess Accident Medical limit of $100,000 is automatically provided.
  • Coverage in GA, MD, NY, OK, and OR is provided on a primary basis.
  • A $500 deductible applies per covered person per occurrence.
  • $10,000 of Accidental Death & Dismemberment coverage is included.

The above Program Summary information is offered as a snapshot of the coverages provided through the American Specialty Express online insurance program. For a complete description of coverages and exclusions, the policies should be read and reviewed in detail. The precise coverage afforded is subject to the terms and conditions of the policies as issued.
American Specialty